Small business
Money help for small business
The tax and money decisions every Australian business meets, in the order you meet them. Straight from the ATO and ASIC, in plain English, then the professionals who can take it off your hands.
Starting out
The set-up decisions that are hardest to undo later.
GuideSole trader or company? Choosing a business structure in Australia (2026)How each structure is taxed, what a company costs to set up and run, and what to ask an accountant.GuideDo I need to register for GST? The $75,000 rule explained (2026)The $75,000 threshold, the 21-day deadline, and what changes once you are registered.
Running the business
The deadlines and rules that come round every quarter and every payday.
GuideWhat is a BAS? Business activity statements and 2026-27 due datesWhat goes on it, every 2026-27 due date, and who is allowed to lodge it for you.GuidePayday Super: what employers need to know (from 1 July 2026)Super is now paid every payday and must land within 7 business days. What changed for employers.GuideThe $20,000 instant asset write-off: how it works from 2026Now permanent from 1 July 2026. Who qualifies and how it works per asset.
When money is tight
What to do early, while there are still the most options.
GuideCan't pay the ATO? What to do about a tax debt (2026)Lodge anyway, payment plans up to $200,000 online, what interest costs, and director penalty notices.GuideBusiness in financial trouble? When to talk to an insolvency practitionerThe warning signs, the options for companies and sole traders, and when to make the call.
Who does what
AccountantsStructure, year-end accounts, tax planningTax agentsTax returns, BAS and dealing with the ATO for youBookkeepersDay-to-day books, payroll and BASBusiness lawyersContracts, partnerships, company set-upBusiness finance brokersBusiness loans, equipment and asset financeInsolvency & bankruptcyWhen debts are more than the business can pay
FIZO checks tax agents and BAS agents against the Tax Practitioners Board register every month and shows the result on their listing. How we verify